It is important to save for the future and to engage with retirement provisions. However, there are many more things to be aware of when it comes to pensions, than simply saving as much as you can afford to.
General Investing Articles
The rising cost of living: 5 things households can do
Rising food and energy prices are hitting every household in the pocket. Here are five ways to make sure you’re being smart with your money.
Calling all borrowers – is it time to remortgage?
With mortgage rates so low at the moment, it seems like a no brainer for borrowers to explore if they are getting the best deal on their home loan.
Vital Family Support Comes from Over 50’s
Over the past ten years, the Bank of Mum and Dad has become a regular lender for young people around the UK.* For first time house buyers, it has become common to receive a loan from parents to establish a foot on the property ladder, with research this year showing nearly one in four home purchases are backed by “the Bank of Mum and Dad”.
Getting Back To Pensions
Over the past year, the world has been on hold with coronavirus having a huge impact in all aspect of financial life. Perhaps naturally, so have your future plans. Undoubtedly, this has brought concerns for those with pensions saved in volatile markets.
ISAs
It seems fair to suggest that everyone would like to put aside a bit of extra money when they can, and an ISA could be a smart way to do so. With the extra positive that they come with tax free interest, ISAs can be an efficient way of making your money work for you.
Back to School
Summer is finally drawing to a close, and parents all-round the UK are probably breathing a secret sigh of relief for the return of a routine and no more desperate attempts for entertainment without breaking the bank. The holidays can be pricey, not only with the various activities, but with preparing for the new school year. We’ve explored a few ways you could save yourself a few pennies at this time of year.
Bank of Mum and Dad
The reality for many young adults nowadays is that they can’t leave home without The Bank of Mum & Dad.
Flying the Nest
Becoming a university student involves a lot of life changes. Not only are you learning a whole new subject, making new friends and getting used to a new city, but you also need to start learning how to pay bills and how to find the money to have fun! We have pulled together a quick guide to ease you in to living independently.
Money Talk: No Longer Taboo
Talking about money and personal finances is perhaps one of the most classic British taboos*. As the saying goes: “There are two things you never talk about in life: money and politics”.
Millennials vs Baby Boomers
Imagine being stuck in a world where you can’t ever grow up. A Peter Pan fantasy for many, but instead of the giddy fun of magical fairies and swash-buckling pirates, many millennials nowadays are finding living the fairy tale is more frustrating than dream-like.
