No-one can begrudge some indulgence this Christmas with last year mostly cancelled for big family gatherings. While it’s a smart move to get going on your gift-buying, it’s also important to keep a handle on your spending.
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COP26 Summit – the lowdown
ESG investing is where the focus is on backing companies with strong credentials when it comes to environmental, social and governance matters.
Changing priorities for pensions
Over the years there have been many recommendations on the best route to take for your pension with a common perception that everyone should start young, to benefit from compound interest. The Institute for Fiscal Studies (IFS) may have changed this thought process. In a recent survey the IFS has called the government to nudge people to save more into pensions once their children have left home.
Life Insurance
Life Insurance is a policy that pays out a benefit (usually a lump sum) on the death of the life assured.
Investing for all
With just a couple of weeks to go until the tax year ends, many investors will be finalising their plans to use up their 2020/21 allowances, including the annual £20,000 ISA allowance.
Are better days ahead?
Never has the need to search for light seemed stronger than it has in the past year. Unexpectedly, the world as we knew it plunged into disarray; everyday news was filled with economic markets crashes, business collapses and society as we know it, has become a distant memory. It feels we have been living a through a time of great upheaval.
Lockdown Lessons: The Chance To Learn About Money
Lockdown home-schooling may be testing the patience of many parents around the UK, however in terms of resources, things have developed since the start of the coronavirus pandemic.
COVID and The Saving Habit
For the most part of a year now, we have been on “lockdown”; staying at home in a bid to help reduce the spread of coronavirus and to protect the vital NHS.
Vital Family Support Comes from Over 50’s
Over the past ten years, the Bank of Mum and Dad has become a regular lender for young people around the UK.* For first time house buyers, it has become common to receive a loan from parents to establish a foot on the property ladder, with research this year showing nearly one in four home purchases are backed by “the Bank of Mum and Dad”.
Flying the Nest
Becoming a university student involves a lot of life changes. Not only are you learning a whole new subject, making new friends and getting used to a new city, but you also need to start learning how to pay bills and how to find the money to have fun! We have pulled together a quick guide to ease you in to living independently.
Money Talk: No Longer Taboo
Talking about money and personal finances is perhaps one of the most classic British taboos*. As the saying goes: “There are two things you never talk about in life: money and politics”.